Uninsured Motorist Claims
There will always be people who drive without adequate automobile insurance. In fact, it is not mandatory in Virginia for a motorist to carry insurance. Drivers and pedestrians involved in accidents on Virginia roadways where the responsible driver is uninsured face physical, emotional and financial difficulties and are further harmed when they discover their insurance company is not likely to help them.
Uninsured or Underinsured?
Some drivers have such minimal insurance coverage that it barely covers medical expenses caused by an auto accident. Others may be driving without any insurance at all. What many motorists in Virginia don’t realize is that their own insurance company may be liable to pay if the responsible motorist has no insurance. However, making a claim against the insurance company often requires a skillful personal injury attorney who has detailed knowledge of how the system and the insurance companies work.
Some problems encountered include:
- Insurance companies are often huge multinational corporations with excellent legal representation.
- They have considerable expertise in handling claims against them.
- Since you are making a claim against your own insurance company to recover uninsured motorist expenses, they can actually defend the uninsured driver.
Complications
If you are the victim of an accident involving an uninsured motorist, you may rightly feel cheated by the system. Through no fault of your own, you might find yourself struggling just to pay your medical expenses and the cost of damage to your vehicle. In addition to this, if you are unable to work, you may make real financial sacrifices to stay out of debt. The pain of your injuries, plus the stress of financial problems, can leave you and your family feeling worried and depressed. For these reasons, it is important to seek qualified legal advice as soon as possible after the accident, so that your claim for compensation is not delayed.
Before you call your insurance company, call Kalfus & Nachman, car accident lawyers in Norfolk, Hampton, Newport News, Portsmouth, Roanoke, and Virginia Beach, Virginia with considerable personal injury expertise. We know how to handle the insurance companies and build a credible, strong case against the responsible driver, so you can be compensated and your rights are protected. Please contact us to schedule your no-cost consultation.